Robo-advisor

A robo-advisor — robo-conseiller in French — automatically builds and manages a portfolio, based on a questionnaire about your goals and risk tolerance. It’s the only one of the four “AI trading” families that qualifies as a financial service in the regulatory sense: in France, offering one requires authorization, and the provider is listed in the official registers. That’s exactly what sets it apart from a platform that presents itself as “AI trading” with nothing behind it — one is registered, the other isn’t. Checking an authorization before handing over your money takes three steps, detailed here: AI trading: the complete guide.